By the beginning of 2025, deposits in banks participating in the collective insurance system increased by 20.3%, reaching a record 24.5 trillion tenge. Of this amount, 75.3%, or 18.5 trillion tenge, was accounted for by individual deposits in the national currency. The growth over the year was 23.8%.
Kazakhstanis prefer to save their money in the largest and most reliable financial institutions. The top 10 banks hold 97.1% of all tenge deposits, which amounts to 17.9 trillion tenge.
The leader among banks is Bank RBK, which boosted its deposit portfolio by 601% over the year to 359 billion tenge. The total retail deposit portfolio at the bank reached 639.4 billion tenge. The most popular product in this segment is the Safe savings deposit. The main advantage of this deposit is the increased interest rate ranging from 10% to 17.25% (effective annual rate - from 10% to 18%), as well as the option for a free premium debit card issuance with no maintenance fees for the entire duration of its validity.
Bereke Bank ranks second in the annual growth of tenge deposits, increasing its deposit portfolio by 49.1% to 564.8 billion tenge. The total retail deposit portfolio at the bank amounted to 652.7 billion tenge.
Home Credit Bank holds the third position, with a 44.4% increase in its deposit portfolio, bringing it to 429.2 billion tenge. The cumulative retail deposit portfolio of the bank reached 458.5 billion tenge.
Additionally, a higher annual growth than the average among leading second-tier banks was noted at Bank CentrCredit — 31.6%, Halyk Bank — 31.2%, and Eurasian Bank — 25.1%.
It was reported that the population's deposits in foreign currency at banks participating in the collective insurance system reached 6.1 trillion tenge — 10.7% more than the previous year.